Automobile accidents can be stressful and overwhelming, but it is important to know what to do after one. Florida, unlike other states, is a “no fault” state. This means that everyone is required to have $10,000 of personal injury protection (PIP) through their car insurance company. No matter who is at fault the person’s own insurance will pay for their first $10,000 of medical treatment and lost wages. Here are some steps to take if you have been in a car accident in Florida:

1. Stay Calm and Check for injuries: First, check yourself and others involved in the accident for injuries.
2. Call 911: The next thing you should do after being involved in an automobile accident is call 911.  They will be able to provide an accident report. In Florida, you are required to call the police if the accident caused any injuries or deaths or resulted in property damage of $500 or more.
3. Move to a safe location: If possible, turn on your hazard lights and move your vehicle to the side of the road or a safe location, while remaining at the scene of the accident. This will help prevent further accidents or injuries.
4. Exchange information: Exchange contact and insurance information with the other driver(s) involved in the accident. This will be important when filing a claim with your insurance company.
5. Take pictures: Take pictures of the scene of the accident, including any damage to the vehicles involved. This will also be useful when filing a claim with your insurance company.
6. Contact your insurance company: Contact your insurance company as soon as possible to report the accident. Your insurance company will guide you through the claims process and may also recommend a repair shop.
7. Seek medical attention: Even if you do not feel injured, it is important to seek medical attention after a car accident. Some injuries may not be apparent immediately and could worsen over time. If you do not seek medical care within 14 days following your accident you will not receive the $10,000 of personal injury protection which everyone pays for in Florida.
8. Consult with an attorney: If you were injured in the accident and not at fault, it is important to consult with an attorney who specializes in personal injury cases. An attorney can help you get your medical expenses and lost wages paid which exceed the $10,000 of PIP. An attorney can help protect your rights and ensure that you receive the compensation you are entitled to.
9. Take care of yourself: Car accidents can be stressful and traumatic. Take care of yourself by seeking emotional support and taking time to rest and recuperate.

At Stern Chiropractic Clinic in Pensacola, FL, we can be a big part of your medical care following a motor vehicle accident and can even recommend a local attorney to make sure your expenses are paid for like you deserve. If you have been in an accident, give us a call at 850-435-9200.